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Iraq war formally ends for British

BAGHDAD (AP) " The Iraq war formally ended for British forces on Thursday as America's main battlefield ally handed control of the oil-rich Basra area to U.S. commanders and prepared to ship out most of its remaining 4,000 troops.

A U.S. flag was raised over the British base outside the southern city of Basra in a ceremony held after a memorial for the 179 British military personnel who died in more than six years of warfare.

"Today marks the closing chapter of the combat mission in Iraq," British Prime Minister Gordon Brown said in London after meeting with Iraqi Prime Minister Nouri al-Maliki.

At the height of combat operations in the months after the U.S.-led invasion, Britain had 46,000 troops in Iraq. Washington still has about 130,000 troops in Iraq and has shifted units south ahead of the British pullout.

House clears bill to protect consumers

from credit cards

WASHINGTON (AP) " Riding a crest of populist anger, the House on Thursday approved a bill to restrict credit card practices and eliminate sudden increases in interest rates and late fees that have entangled millions of consumers.

The legislation passed by a bipartisan vote of 357-70 following lobbying by President Barack Obama and members of his administration.

The measure would prohibit so-called double-cycle billing and retroactive rate hikes and would prevent companies from giving credit cards to anyone under 18.

If they become law, the new measures won't take effect for a year, except for a requirement that customers get 45 days' notice before their interest rates are increased. That would take effect in 90 days.

Similar legislation is before the Senate, where its prospects appear promising.

Consumer advocates and some Democrats have unsuccessfully sought for years to bring new rules to the industry.