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Senate votes to ban credit card rate hikes

WASHINGTON (AP) " The Senate voted overwhelmingly on Tuesday to rein in credit card rate increases and excessive fees, hoping to give voters some breathing room amid a recession that has left hundreds of thousands of Americans jobless or facing foreclosure.

The House was on track to pass the measure as early as today, paving the way for President Barack Obama to see the bill on his desk by week's end.

"This is a victory for every American consumer who has ever suffered at the hands of a credit card company," said Sen. Christopher Dodd, D-Conn., chairman of the Banking Committee. The bill passed the Senate 90-5.

If enacted into law as expected, the credit card industry would have nine months to change the way it does business: Lenders would have to post their credit card agreements on the Internet and let customers pay their bills online or by phone without an added fee. They'd also have to give consumers a chance to spare themselves from over-the-limit fees and provide 45 days notice and an explanation before interest rates are increased.

Some of these changes are already on track to take effect in July 2010, under new rules being imposed by the Federal Reserve. But the Senate bill would put these changes into law and go further in restricting the types of bank fees and who can get a card.

For example, the Senate bill requires those under 21 who seek a credit card to prove first that they can repay the money or that a parent or guardian is willing to pay off their debt if they default.

Fuel-efficient vehicle plan unveiled

WASHINGTON (AP) " President Barack Obama is asking consumers to put their money " up to $1,300 per new vehicle by 2016 " behind his plan for higher efficiency standards for cars and trucks and tougher rules on their greenhouse gas emissions.

In return, Obama said Tuesday in unveiling the plan, drivers would make up the higher cost of more fuel-efficient, cleaner vehicles by buying less gas at the pump. It would take just three years to pay off the investment and would, over the life of a vehicle, save about $2,800 through better gas mileage, the president said.

While requiring that vehicle carbon dioxide emissions be reduced by about one-third by the target date, the plan also calls for the auto industry to build vehicles that average 35.5 miles per gallon. Government regulations have never before linked emission and fuel standards.

"The fact is, everyone wins," Obama said during a Rose Garden ceremony attended by representatives of the auto industry and environmental groups as well as state and federal lawmakers.

"Consumers pay less for fuel, which means less money going overseas and more money to save or spend here at home. The economy as a whole runs more efficiently by using less oil and producing less pollution," he said. "And companies like those here today have new incentives to create the technologies and the jobs that will provide smarter ways to power our vehicles."

Senate Democrats won't close Gitmo until plan is in hand

WASHINGTON (AP) " President Barack Obama's promise to close the Guantanamo Bay prison suffered a blow Tuesday when his allies in the Senate said they would refuse to finance the move until the administration delivers a satisfactory plan for what to do with the detainees there.

As the Senate took up Obama's request for money for military and diplomatic operations in Iraq and Afghanistan, Democrats reversed course and said they would deny the request for $80 million for the Justice and Defense departments to relocate the 240 detainees at the U.S. base at Guantanamo Bay, Cuba. They also said they would bar the transfer of any of the facility's prisoners until the plan is delivered.

While allies such as No. 2 Senate Democrat Dick Durbin of Illinois cast the development as a delay of only a few months, other Democrats have made it plain they don't want any of Guantanamo's detainees sent to the United States to stand trial or serve prison sentences.

"We don't want them around," said Majority Leader Harry Reid, D-Nev.

The Senate move matches steps taken by the House and threatens to paralyze the Obama administration's entire plan to close the Guantanamo Bay detention facility by January. In recent weeks, Attorney General Eric Holder had sought to reassure skeptical lawmakers, but Congress appears unconvinced and may force the detention facility to remain in operation.

Steele insists GOP comeback has begun

WASHINGTON (AP) " Republican Party Chairman Michael Steele likened President Barack Obama's popularity to that of a celebrity and said Republicans can't be afraid of criticizing him head-on if they want to regain their relevance.

"He's young. He's cool. He's hip ... he's got all the qualities America likes in a celebrity, so of course he's going to be popular," Steele told state party chairmen Tuesday. But "this is not American Idol. This is serious ... and we are going to take them on."

Steele said the GOP has owned up to the mistakes that caused its fall from power and is embarking on a renaissance.

"The era of apologizing for Republican mistakes of the past is now officially over," he said. "We have turned the corner. No more looking in the rearview mirror. From this point forward, we will focus all of our energies on winning the future."

The Republican National Committee chief is seeking to re-establish himself as the head of the beleaguered party and set its course. His speech comes after a rocky start to his two-year term that drew criticism from some longtime RNC members as well as a sustained Democratic campaign tagging conservative talk show host Rush Limbaugh as the GOP's titular head.

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Minnesota judge issues arrest warrant for mother of 13-year-old boy refusing chemotherapy

NEW ULM, Minn. (AP) " A judge issued an arrest warrant Tuesday for the mother of a 13-year-old boy resisting chemotherapy after the pair missed a court hearing on his welfare.

Brown County District Judge John Rodenberg also ordered that Daniel Hauser be placed in protective custody so he can get proper medical treatment for Hodgkin's lymphoma.

The cancer is considered highly curable with proper treatment, but Daniel quit chemo after a single treatment and with his parents opted instead for "alternative medicines," citing religious beliefs. That led authorities to seek custody. Rodenberg last week ruled that Daniel's parents, Colleen and Anthony Hauser, were medically neglecting their son.

The family was due in court Tuesday to tell the judge results of a chest X-ray and arrangements for an oncologist. But Daniel's father was the only one who appeared. He told Rodenberg he last saw Colleen Hauser on Monday evening.

"She said she was going to leave," Hauser testified. "She said, 'That's all you need to know.' And that's all I know."

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New anti-Semitism described in Wesleyan shooting as suspected killer appears in court

MIDDLETOWN, Conn. (AP) " Police investigating the shooting death of a Wesleyan University student found a copy of an infamous anti-Semitic book in her suspected killer's hotel room, according to newly released court records.

Stephen Morgan, 29, appeared in court Tuesday at a brief hearing attended by several of his relatives, including his parents. Morgan smiled at them and tried to wave, despite shackles that kept his hands behind his back.

He is accused of murdering Johanna Justin-Jinich, of Timnath, Colo., in a college bookstore cafe near Wesleyan. The May 6 shootings and subsequent police warnings that the killer might be targeting Jews sparked fear throughout the region until Morgan surrendered to police two days later at a convenience store in nearby Meriden.

Evidence seized by police from Morgan's hotel room, his car and his laptop computer is filed at the Middletown courthouse under a temporary seal that expires this week. But police descriptions of the items under seal are available to the public.

The documents note that police recovered a copy of "Protocols of the Elders of Zion" from Morgan's room at the Best Way Inn in Middlefield.

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Scientists say early skeleton of creature found in Germany sheds light on primate evolution

NEW YORK (AP) " The nearly complete and remarkably preserved skeleton of a small, 47 million-year-old creature found in Germany was displayed Tuesday by scientists who said it would help illuminate the evolutionary roots of monkeys, apes and humans.

Experts praised the discovery for the level of detail it provided but said it was far from a breakthrough that would solve the puzzles of early evolution.

About the size of a small cat, the animal has four legs and a long tail. Nobody is claiming that it's a direct ancestor of monkeys and humans, but it provides a good indication of what a long-ago ancestor may have looked like, researchers said at a news conference.

In an evolutionary sense, the fossil is like an aunt from several generations ago, said Jens Franzen of the Senckenberg Research Institute in Frankfurt, Germany.

The fossil is the best preserved ever found for a primate, said Jorn Hurum, of the University of Oslo Natural History Museum, one of the scientists introducing the specimen. It's about 95 percent complete, even including fingertips with nails, and lacks only the lower portion of one leg, Hurum said. It also includes gut contents, showing the creature ate leaves and fruit in its rainforest environment.

Experts not connected with the discovery said the finding was remarkably complete because of features like stomach contents. But they questioned the conclusions of Hurum and his colleagues about how closely it is related to ancestors of monkeys and humans.